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ITravelInsured Lite Travel Insurance

For Individuals and Families

iTravelInsured Travel Lite Insurance 2017-09-11T14:53:35+00:00

Project Description

iTravelInsured Lite Travel Insurance®

Individual & family – Budget level trip cancellation plan for price-conscious travelers.

Travel insurance coverage and benefits are available whether traveling on a cruise, tour, or vacation abroad.

Travel Lite is the lowest priced travel insurance program from IMG and provides coverage for travel and baggage delay as well as access to our non-insurance emergency travel assistance.

See more benefits and highlights below.

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Highlights & FAQs

iTravelInsured Lite Travel Insurance®

IMG’s trip cancellation insurance for budget conscious individual and families covering domestic and international destinations, vactions, holidays, visitors, immigrants, employers and business travelers.

Highlights:

  • Purchase up to to one day before departure
  • Up to 90 day duration
  • Up to $25,000 coverage for trip cancellation
  • Trip interruption benefit up to 125% of trip cost
  • $500 for travel delay
  • Covered Perils include emergency illness, death, jury duty, work reasons, weather, fires, and natural disasters, hijacking or terriorist incidents, theft of passport and more.
  • Benefits are provided for travel delays, baggage delays, and emergency medical treatment while you’re away from home.
Coverage begins at 12:01 a.m. on the day after the date the appropriate premium for this policy is received. This is your “Effective Date” and begins the trip cancellation benefits. All other coverage begins when you depart on the first travel arrangement for your trip.
With an international health plan from IMG, you have medical coverage worldwide. You have the freedom to choose your own health care provider wherever you are in the world.  To view IMG’s exclusive provider list, visit the Find A Doctor page in the my IMG member area.
No, most travel insurance plans are not ACA compliant, meaning they do not contain all of the essential benefits required under PPACA.

To be eligible for trip cancellation reimbursement, you must cancel your trip due to one of the reasons covered in your policy.

It’s clear-cut.  You must pay for covered expenses up front.  Accordingly, then file a claim to be reimbursed by the carrier.

Claims are promptly processed in accordance with industry standards. However, when additional information is required to complete the Proof of Claim, processing will be delayed.  When that happens, the insured will soon receive an Explanation of Benefits indicating what is needed for further consideration.

Many health insurance policies have limitations on the types of treatment that will be covered while traveling abroad, so if you need to visit a medical facility in another country, or be evacuated to another location that can better treat you, your health insurance may not cover it. Travel insurance can fill that gap—most travel insurance policies have the option of covering illnesses.