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iTravelInsured Travel Insurance

For Individuals & Families

iTravelInsured Trip Cancellation Insurance 2017-09-11T14:45:49+00:00

Project Description

iTravelInsured Travel Insurance®

Individual & family – Trip cancellation protection that can be purchased as late as one day before departure.

Travel insurance coverage and benefits are available whether traveling on a cruise, tour, or vacation abroad.

With Travel SE, you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered reason.  Thus, reasons may include illness, death, work reasons, jury duty and more. Benefits are also provided for travel delays, baggage delays, and emergency medical treatment while you’re away from home.

See more benefits and highlights below.

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Highlights & FAQs

iTravelInsured Travel Insurance®

IMG’s trip cancellation insurance for individuals and families, covering domestic and international destinations, vactions, holidays, visitors, immigrants, employers and business travelers.

Highlights:

  • Up to 90 day duration
  • Children under 18 are covered at no additional cost per eligible adult insured.
  • Up to $50,000 per person coverage for trip cancellation
  • Trip interruption benefit up to 150% of trip cost
  • $500 for travel delay / $500,000 coverage for emergency medical evacuation
  • Covered Perils include emergency illness, death, jury duty, work reasons, weather, fires, and natural disasters, hijacking or terriorist incidents, theft of passport and more.
  • Include family extras such as movie rental, internet usage, and additional kennel fees caused by travel delay
  • Benefits are also provided for travel delays, baggage delays, and emergency medical treatment while you’re away from home.
Coverage begins at 12:01 a.m. on the day after the date the appropriate premium for this policy is received. This is your “Effective Date” and begins the trip cancellation benefits. All other coverage begins when you depart on the first travel arrangement for your trip.
With an international health plan from IMG, you have medical coverage worldwide. You have the freedom to choose your own health care provider wherever you are in the world.  To view IMG’s exclusive provider list, visit the Find A Doctor page in the my IMG member area.
No, most travel insurance plans are not ACA compliant, meaning they do not contain all of the essential benefits required under PPACA.

To be eligible for trip cancellation reimbursement, you must cancel your trip due to one of the reasons covered in your policy.

It’s clear-cut. You pay for covered expenses up front, then file a claim for to get reimbursed by the carrier.

Claims are promptly processed in accordance with industry standards. However, when additional information is required to complete the Proof of Claim, processing will be delayed.  When that happens, the insured will soon receive an Explanation of Benefits indicating what is needed for further consideration.

Many health insurance policies have limitations on the types of treatment that will be covered while traveling abroad, so if you need to visit a medical facility in another country, or be evacuated to another location that can better treat you, your health insurance may not cover it. Travel insurance can fill that gap—most travel insurance policies have the option of covering illnesses.